Strategic Advisory
Services
Hypercubed provides strategic advisory services to financial market infrastructures, regulators, central banks and technology organisations, helping clients navigate complex challenges across digital infrastructure, payments and emerging technologies.
UK, regional & global payments strategy
The global transformation of the payments ecosystem by technologies including Open Banking / A2A, new settlement fabrics, CBDC / stablecoins/tokenisation, wallets and smart data.
Infrastructure systems policy, ecosystem strategy & industry transformation
Infrastructure systems innovation, including interoperability, systemic risk, digital public infrastructure, digital international trade, digital ID, CBDC and the UK National Payments Vision.
Executive and Board support covering technology evaluation & buy-side due diligence, working with venture capital, incubators, national innovation agencies and commercial partners
Technology Investment / advisory
Corporate venturing, value creation & enhancement, bootstrapping start-ups
Commercial and operational delivery of corporate venturing, innovation initiatives, spinouts and startups supported by robust business modelling, simulation and financial analysis.
Strategic innovation & systemic risk management
Executive and Board level support in verticals including payments, engineering and recruitment both for-profit/non-profit environments and for resilient critical national infrastructure.
Areas of Expertise
Hypercubed works collaboratively with a select group of specialist UK and international partners
▪ Strategic insight
▪ Modernisation
▪ System risk
▪ Interoperability
▪ Digital currencies (CBDCs, stablecoins, tokenised deposits & crypto)
▪ Strategic policy & regulation analysis & development
▪ Open banking
▪ Ecosystem development
▪ Emerging technology (including post-quantum readiness)
▪ Artificial Intelligence & Agentic Commerce
▪ Cross-border
▪ Market development
▪ Horizon Scanning & foresight
▪ Funding & governance models
▪ Industry engagement
▪ Innovation systems
▪ Digital wallets
▪ Fraud & Fincrime
▪ Prevalidation
▪ Routing & Verification Mechanisms
▪ Digital Identity & Trust Frameworks
▪ Smart Data
▪ Tokenisation
▪ Digital Public Infrastructure
Industry Forums & Expert Working Groups
Hypercubed is an active contributor to domestic and international industry forums and expert working groups, supporting collaboration, innovation and the future development of financial infrastructure
Current and previous involvement includes:
▪ Infrastructure Ambassador, The Payment Association (leading the Infrastructure Working Group)
▪ FSB / CPMI Roadmap Payments Interoperability & Extension Task Force
▪ CFIT Digital ID Coalition
▪ The City UK Digital Assets Policy Group
▪ European Automated Clearing House Council
▪ Bank of England CBDC Engagement Forum
▪ Digital Pound Foundation iC4DTI Working Group
Thought Leadership, Writing & Speaking
Daniel is a seasoned international keynote speaker, presenter and facilitator, appearing regularly at industry events
Previous appearances:
▪ EBAday (European Banking Association)
▪ Next Generation Payments & RegTech Athens & Dublin (QUBE)
▪ Innovative Banking in Kosovo (Kosovo Banking Association)
▪ Digital Monetary Institute Policy roundtable (OMFIF)
▪ Cybercon (Cybernetics Society)
▪ The Point NZ (Payments New Zealand)
▪ Pay360 (The Payments Association)
▪ Next Generation Nordics & Next Generation Fincrime (Finextra)
▪ European Payments Forum (EACHA)
▪ Digital Verification Coalition Digital Company ID Blueprint (CFIT)
▪ Future Identity Finance
▪ Financial Innovation Forum
▪ Fintech Forum Live
Publications
Geopolitics of Payments
A Primer By Rosa & Roubini
2025
Industrial Innovation Management
A Systems Approach
2012